Thursday, January 29, 2009

Thinking Of Selling Annuities

We all know how rough the times are lately with the financial crisis looming around the globe, job loses among others is one of it's effect.

So how can you survive these trying times? Maybe it's time to make an inventory of all your assets and see which one you can cash off right away to make use immediately. Maybe you have an annuity lying around and you didn't think you can sell annuities because your agent told you that long time ago?

Before you start getting puzzled on what I'm talking about an annuity is income from capital investment paid in a series of regular payments more popularly known as an insurance.

To sell annuity is no joke so you better be careful in making this decision. Determine the underlying factors of your needs do you really need to sell or you have some other investment you can sell.

Well, I am no financial expert and I heard most annuities, where some individual gets a stream of future payments from the insurance company right after making an front payment do not offer liquidity options. So it will be better for you to consult someone in the know like the guys from Settlement Capital Corporation they've been around since 1988 and is recognized as the industry's founder and leader. SCC is your best choice when selling future annuity payments, periodic payment contracts or insurance benefit payments.

Wednesday, January 28, 2009

Formula For Attractiveness

Have you ever wondered if there's a formula for attractiveness? Who knows? It's really on the eyes of the beholder, a matter of perception, opinion and taste. But one thing is for sure"

"A great personality will always make you attractive than anyone who has a great face!"

Monday, January 26, 2009

Kung Hei Fat Choi - SHOEs to Welcome The 2009 Earth Ox

1) My daughter can now say "toto" (luto) or cook in English. A real great achievement! She is starting to communicate through language!
2) I had my anti-flu shots for free and my daughter has a special waver to get hers free too! I love free stuff specially when it involves good health.
3) My blog opportunities are abound so more income for me! Yay!
4) Great news and a real development I've been wanting to hear!
5) I got my own domain!
6) My daughter can do the following on command: jump, point herself and mommy, go pick stuff :) really really awesome improvements.
7) Met new blogger friends like Maui, Jenni, and Jeff and their family.

Saturday, January 24, 2009

Reliable Email

Do you want to change the way your business communicate online by making it really easy to manage all online communications from a single web application.

I think iContact is the best option out there for anyone who wants to send out email newsletters. They take care of managing bounces and unsubscribes for you. They also take care of making sure your message gets to the inbox of your recipients through their ISP relations, feedback loops, and whitelist status. If you are currently running into deliverability issues with your existing newsletter sending method, iContact will be very helpful and ensure inbox delivery of your messages.

What's more their user friendly software allows you choose among the 300 professionally designed email templates they have personalize it to your liking and include features like online survey tool, an autoresponder and blogging tools at no additional cost.

iContact starts at $9.95 per month and scales upward based on list size. But if you are going to use this for a large organization you can try out their Enterprise product for that starts at $660/month.

They have great company portfolio servicing 15,000 satisfied customers with 100,000 users. Although they are used primarily by small businesses they also serve a number of Fortune 500 companies like Bank of America, Ford, Nissan, Super 8 Motel, and International Paper, and political campaigns like Barack Obama '08.

If you are still having second thoughts about using their service then sign-up for 15 day free trial of iContact. An overview video is at On the trial period you may send 250 messages to up to 250 subscribers, and the trial version includes the full iContact set of features. Free technical support is also provided during your evaluation.

Thursday, January 22, 2009

Be A Globe Trotter Be A World Traveller Intern

OMG! My jaws just dropped and wished I was five years younger so I can join this amazing chance of a lifetime to travel around the world and study at the same time for free.
Yes, you heard right free travel around the world to those who can get a World Traveler Internship from STA Travel.

This is the best internship I ever heard become a World Traveler Interns and travel 15 countries in three months! Travel the most amazing places in the world enjoy the trip capture video and make everyone else drool about your awesome adventure daily through blogging, video and podcast! Isn't that great!

As a globe trotter you will visit Fiji for 11 days experiencing this beautiful tropical island, get that tan and feel the island spirit.

Then head off to the Outback and explore Australia's Norther territory and hike around the beautiful canyons.

After that amazing Outback adventure you will go to an 8-day classic journey to Delhi, India unfolding the tragic yet historical stories of love behind one of the greatest monuments Taj Mahal and more.

An adventurous Safari experience await you in Eastern African as you personally spot out the "BIg 5" of the jungle -- the lion, leopard, rhino, elephant and buffalo! This is a once-in-a lifetime trip that will bring you to U.S. President Barack Obama's roots Kenya and a stop at Tanzania too!

After all that tiring yet unbelievable African experience you will have a bit of rest and relaxation at Berlin and fall in-love with their great architecture and structures.

The prepare to have your passport renewed after you last stop to Moscow, Russia passing through a Sweden and a stop at Denmark and also to St. Petersburg!

I will even take a runners-up since the first runner-up can get an 8-week study program at Universidad Autonoma de Barcelona in Barcelona with accommodations, meals and unlimited transportation and be acquainted with hundreds of fun and motivated college students from around the world.

I would also take the second runner-up whom will get a round-trip ticket to Europe and pick any five country in that continent to visit! I am really drooling in here! I am so envious!

Ahhhhhhhhhhhhh! This is what I always dream of being a jet setter and travel around the world but for free! Only if I can turn back the clock! Anyway I look years younger than I really am so maybe I'll pass? Oh well for those who are interested visit for more info.

Monday, January 19, 2009

Prayer Tag For All Filipinos

Mel Alarilla of the Filipinos Unite had made this special prayer tag for all the Filipinos in the world. The tag only requires everyone to copy the whole tag from the image up to the "end of copy" of the original tag although. But since not every Filipino who blog are Christian or Catholic they can make their own prayer as long as the link love which is the sole purpose of this tag will not be removed and as long as everyone would try to utter a prayer for the welfare of our beloved country the Philippines.

If you wish to be included in the master list just e-mail or visit the Filipinos Unite headquarters.

Start Copy Here:


Dear heavenly Father, we consecrate to you our beloved country- the Philippines and all the Filipinos around the world. We acknowledge Father that apart from You, we can do nothing and it is only your divine providence and grace that can unite all Filipinos as one nation. We therefore humble ourselves before your throne. We confess all our sins to you individually and collectively as a nation. Forgive us our sins Father and wash us clean by the precious blood of Your beloved Son- Jesus Christ. Mend our wicked ways and let us experience a strong and genuine spiritual revival for ourselves and for our country. Let the Holy Spirit imbibe us with power, love and wisdom to return to Your path of holiness and righteousness. Bless our country, heavenly father. Bless all Filipinos wherever they maybe. Let progress, unity, harmony, stability, justice, peace and prosperity reign in our country.

Bless our leaders, from the President down to the lowest Barangay official. Touch their hearts that they may serve our country with all honesty and with love and integrity. Bless our children and our future generation. And bless us all Father in all aspects of our lives. This we pray to You heavenly Father, in the mighty name of Jesus, through the power of the Holy Spirit, one God forever and ever. Amen.
End of Copy

Sunday, January 18, 2009

Aspiring To Penetrate The Fashion Industry

Yesterday I was among the lucky ones to attend a free workshop by the Philippines fashion industry top school School of Fashion and the Arts (SoFA). The workshop last Saturday held at Rockwell Powerplant Mall was about Fashion Styling and Make-up which is a very interesting discussion.

I learned a lot despite the small period of time allotted for the workshop 2 hours each topic. John Antonio Garcia lectured us on Fashion Styling and gave us a sneak peak of what to expect if we would pursue a career being a Stylist (tell you more about that in my other blog). We had fun with some styling activity which was a bit cramped because we were only allowed 7 minutes to complete a look for a certain celebrity and the audience will have to guess who was the celebrity. TOUGH! But it was fun! I enjoyed the activity.

Aan Pineda lectured about make-up and taught us the basic techniques for doing a perfect make-up. I enjoyed the session as he showed us his styles and techniques with a live demo. Then we had some Q&A where he asked us about the lecture he gave us to see if we picked-up what he was talking about.

There will be two more free workshops by SoFA .
With Mina (bag designer) and John (Fashion Styling lecturer)With Lace (fashion blogger) and Aan (Make-up lecturer)

Thursday, January 15, 2009

An Ally To Wellness

Food and physical activity contributes a lot to our well-being, if we fall short on the other our health suffers.

However, we must admit that we can never perfect having nutritious food intake and do physical activity like exercise to keep us fit.

These days people are tied to office work sitting on their desk doing stuff with their computers or most are too tired to even go to the gym or go for a short walk. It's just too tiring.

We can't even watch what we eat mostly because we are always on a rush we do fast food or eat instant stuff, so we don't get much good nutrition.

Good thing there is Herbalife. Herbalife Gewichtskontrolle engages itself for a simply better life. The correct nourishing choice plays a crucial role for optimal well-being and health. It is important to supply to your body the correct food with vitamins and nutrients. The Herbalife® products can be a meaningful addition on your way to more well-being.

Check-out their website where you can read tips on how to loose weight, have a balanced diet, do the proper physical activity your body needed and more.

Have A Pro Build Your Website

If you don't have lots of time or skills to create your own website then having someone do it for you is the best way to go. They are professional and know what they are doing and most of all they offer other services that will be beneficial for your website.

Carter & Co. not only makes websites they also offer full-service marketing that includes content management, content development and even collateral design and ad strategy for a complete marketing solution that will increase your sites visibility in search engines.

If you already know what you want to have in your website and just need someone to build if for you, they can do it for you for $850 and the service will include website template selection and tailoring, website set-up and publishing and a free orientation on the content management system (they use platform). Want to know more visit for more details.

Tuesday, January 13, 2009

The Look Of Love

I see pics of me and my daughter and I notice how she looks lovingly at me. I'm so lucky someone loves me unconditionally.

You've Got To Have A Mailbox

I must admit we don't have a decent mailbox for the mailman to leave out mails or packages. Because of this oftentimes letters or bills will be left under the gate or squeezed through spaces in-between the gate while packages will have to be picked-up because the delivery needs a counter sign, so you could just imagine the inconveniece.

I am thinking of installing a mail box but I am worried about installing something that will just rust-out or got broke easily. Good thing I found Mailboxichange I love the simple yet classic designs of the Whitehall Mailboxes. They have different versions of mailboxes that includes wall mounted mailboxes, post mount mailboxes, post mount mailboxes, column mailboxes, locking mailboxes and so much more!

I specifically like this black wall mount mailbox for only $135 with free shipping and payable via Paypal! This particular Whitehall Wall Mounted Mailbox is finished in a highly protective powder coat finish. It is handcrafted and resistant to chipping, scratching, fading and wearing so the colors stays bright and vibrant!

There is also an Optional Personalized Plaque where you can customize your Whitehall Wall mounted mailboxes with a personalized address plaque and text is available in gold, or silver.

Saturday, January 10, 2009

Travel Without The Hassle

Are you a jet-setter? Yes? Well you should choose wisely about your luggage.

Why? Well you see porters and even the airline staff handling our luggage just toss them out if your luggage doesn't have the fragile sticker on it. I have seen a lot of luggage on my trips in and out-of-the-country that were ruined and ripped to pieces because of the careless handling. Zippers, handles, locks and even the trolleys were torn apart.

You don't want that to happen to your precious luggage don't you? Well ShopWiki listed out a variety of luggage you can search from type and brands. Finding the perfect luggage you want is a breeze too since they also have useful information and tips in choosing the luggage type suited for your need. With all the valuable tips and information in there you can travel without the hassle and make sure to get the durable and fashionable luggage at the same time.

Friday, January 9, 2009

Best Acne Treatments for 2009

I thank my genes for giving me acne free skin. Unfortunately not everyone is gifted with good genes like I do to have flawless and smooth skin. But don't fret the new technologies and beauty products available specially the best acne treatments available in the market is just a click away.

10acne has a complete list acne treatment products suited for your skin product. Their site is designed to provide all vital information for acne sufferers about their skin condition and what they can do to get rid of their problem.

They only not list products bu the best treatments available and are endorsed by American doctors and Euro herbalist. You can also find the top selling products and acne treatments that work which includes Proactiv and Clearpores among others.

But don't just take my word for it visit 10acne to read about acne treatment reviews posted by real users of acne treatment products popularly used today. Did I tell you that you can also download a 70-page acne ebook for free here?

There are dozens of articles you can read through that gives you an overview about acne like its causes, food you can eat to minimize break-outs, myths about acne and many other useful information. They also have a chart about different skin types and the proper treatment you can use.

Thursday, January 8, 2009

First S.H.O.E. of 2009

I've neglected my SHOE's for a while so now is the right time to use them as I am bit in a not-so-good mood. I am summoning the things that are good and all things good to come my way.

In case you didn't know SHOE stands for Seven Heaven on Earth a meme I've created first couple months of this blog and I think I'll revive it soon, soon is now :)

1) Thank God for granting me my birthday wish, a caregiver for my daughter now we will have to see if she will stay long with us. I hope so! It's a wish granted!

2) My darling precious daughter is 7 years old and she's so lovely and sweet.

3) Miraculously my pocket seems to not ran out of cash despite the big and non-stop spending I've been doing during the holidays and even for my daughter's birthday party on Sunday.

4) I love my new header at my Earthly Explorations blog.

5) We got good new neighbors.

6) I'm gonna use the money I earned blogging for my daughter's birthday party!

7) I'm thankful and blessed to have a sister who is so supportive and loving to my daughter.

Sunday, January 4, 2009

Tomorrow Sounds Great!

Here is one for the books, sis was able to record through her my daughter's very very short version of "The Sun Will Come Out Tomorrow" Annie Disney movie soundtrack. I never heard this song sound this great! I am so proud of her!

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